FAQ
Frequently Asked Questions
Common questions from customers, potential employees, and business partners about PrustyOrbit Finance's services, platform, and processes.
What is PrustyOrbit Finance?+
PrustyOrbit Finance is a multi-bank financial services platform that connects customers to India's leading banks for loans, insurance, credit cards, and business finance. Instead of visiting one bank, customers get access to 12 bank partners through a single platform — ensuring the best rates, fastest approvals, and most suitable products.
How quickly can I get a loan approved?+
Most loan applications processed through PrustyOrbit Finance receive approval decisions within 24 to 72 hours for eligible applicants. Complex cases (larger amounts, self-employed borrowers) may take slightly longer, but our team ensures the fastest possible turnaround by routing applications to the most likely approving bank first.
Are there any charges for using the platform?+
PrustyOrbit Finance operates on a transparent fee model. Basic consultation is free. Any service charges are communicated upfront before the customer proceeds — never deducted as a surprise. We earn through bank commission and insurance commission on successful applications, which means we are motivated only when your application succeeds.
Is my personal and financial data secure?+
Absolutely. PrustyOrbit Finance uses AES-256 encryption for all stored data and SSL/TLS for all data in transit. We follow a minimum data access principle — only team members who need your data for processing can access it. Your data is never shared with third parties without explicit consent. We comply fully with India's data protection requirements.
What documents do I need for a personal loan?+
Standard documents for a personal loan include: Aadhaar Card (identity + address proof), PAN Card, last 3 months' salary slips or ITR for self-employed, last 6 months' bank statements, and a passport-size photograph. Our team guides you through the exact requirements based on your chosen bank and loan amount — some banks require fewer documents for digital KYC-verified applicants.
Can I apply for a business loan if I am self-employed?+
Yes. PrustyOrbit Finance has strong partnerships with banks that specialize in self-employed and SME lending — including Kotak Mahindra, IDFC FIRST, and Yes Bank. Requirements typically include ITR for 2 years, GST returns (if applicable), business bank statements, and proof of business vintage. Our advisors help self-employed customers identify the bank with the highest approval probability for their profile.
How does PrustyOrbit Finance make money?+
PrustyOrbit earns through a multi-stream commission and service model: bank referral commissions on disbursed loans, insurance commissions on sold policies, credit card referral fees, service charges for CMS and MSME advisory, and partner incentives from bank relationships. This model means PrustyOrbit only earns when your application is successfully processed — perfectly aligning our incentives with yours.
How can I join PrustyOrbit Finance as an employee or agent?+
PrustyOrbit Finance welcomes applications for field executives, relationship managers, telecallers, and team leaders. We offer a fixed monthly salary plus commission per case, bank incentive sharing, performance bonuses, and a structured career growth path. Interested candidates can contact us through our official channels. No prior financial services experience required for entry-level roles — we provide comprehensive training.
